Overview
To help you keep life in focus, MSI offers you the opportunity to enroll in vision insurance through Vision Service Plan (VSP), which provides coverage for periodic eye exams, eyeglasses, and contact lenses for you and your eligible dependents.
2025 vision plans:
- Enhanced Plan
- Standard Plan
Key features
Eye exam covered every year, with only a small copay charged to you
Coverage for prescription eyeglasses or contact lenses so you can choose the method of correction you prefer
Wide network of providers that have agreed to negotiated rates, which helps you save money. (Click here to find a network provider.)
Special discounts through VSP and access to their online optical store
Get your annual vision exam
VSP’s coverage covers routine eye care and services. If enrolled in this benefit, you can even get annual eye exams for just $10. This is an effective and affordable way to keep your eye health in check throughout the year, so it’s a good idea to take advantage of this benefit, even if you don’t already have glasses or contacts.
| Enhanced Plan | Standard Plan | |
|---|---|---|
| In-network | ||
| Annual Exam | Once every 12 months $10 copay |
Once every 12 months $10 copay |
| Annual lenses | $10 copay - single vision, lined bifocal and lined trifocal (copay applies to lenses and frame) | $25 copay - single vision, lined bifocal and lined trifocal (copay applies to lenses and frame) |
| Lens options | Standard progressive lenses covered in full All others covered in full with copay |
Most popular lens options covered in full with copay |
| Frame | Once every 12 months Retail allowance of $175 20% discount on any amount over the retail allowance |
Once every 24 months Retail allowance of $130 20% discount on any amount over the retail allowance |
| Annual Contact Lenses (in lieu of frame and lenses) | Covered up to $175 allowance Contact lens exam (fitting and evaluation) covered in full with copay up to $60 |
Covered up to $130 allowance Contact lens exam (fitting and evaluation) covered in full with copay up to $60 |
For complete cost and coverage details, visit Aptia365.