Skip to main content
logo

Medical

Page Header
#LivingHealthy #MentalWellness

Last updated date: 10/19/2026

Overview

Medical plan changes for 2027

For 2027, we are renaming our medical plans as shown below, along with their 2027 individual deductible amounts. See the Plan Comparison section below for more details on the medical plans.

  • The $1,650 Deductible Plan will now be the Standard PPO ($1,800 deductible).
  • The $2,650 Deductible Plan will now be the Enhanced HDHP ($2,800 deductible).
  • The $4,100 deductible plan will now be the Standard HDHP ($4,250 deductible).
  • There are no changes to the $500 Deductible Plan, which will be called the Enhanced PPO. If you no longer qualify, you will map to the Enhanced HDHP ($2,800 deductible).

2027 medical plans

Motorola Solutions offers you a choice of medical plans with best-in-class carriers, so you have the flexibility to select the option that's best for you.

Plan Description
Standard HDHP (formerly the $4,100 Deductible Plan)

Enhanced HDHP (formerly the $2,650 Deductible Plan)

Administered by your choice of BlueCross BlueShield, Aetna or Kaiser (where available).		 High Deductible Health Plans (HDHPs) that pair low premium, high deductible coverage with a tax-free Health Savings Account (HSA) that you own for life.
Standard PPO (formerly the $1,650 Deductible Plan)

 Administered by your choice of BlueCross BlueShield, Aetna or Kaiser (where available).		 A Preferred Provider Organization (PPO) plan that reduces your out-of-pocket costs when you need care by offering a lower deductible and higher premiums.
Compare the plans

Additional Network Options for Utah Residents

If you live in Utah, both the Aetna and Blue Cross Blue Shield options are considered optimal networks. There is one network option with Aetna, Choice POS II. There are two network options for Blue Cross Blue Shield, PPO or Preferred Blue Option (Utah), which are based on your zip code of residence. When enrolling in benefits via the Motorola Solutions Benefits Center or searching for providers on the Blue Access for Members website, the appropriate network applicable for your zip code will appear. When researching for in-network providers before making benefits decisions as a new hire, please call BCBS customer service in order to verify which network applies to you.

To verify if your provider is in-network, please visit the Blue Cross Blue Shield or Aetna websites or call the number on the back of your ID Card.

Enhanced PPO Plan for Employees Earning Less than $60,000

Everyone deserves quality health insurance – regardless of income. We are committed to providing high quality healthcare to all employees. That is why we offer an Enhanced PPO Plan (formerly the $500 Deductible Plan) to employees who make $60,000 or less a year. This plan offers a lower deductible and lower contributions than our other Preferred Provider Organization (PPO) Plan, the Standard PPO Plan, making coverage more affordable. Click here to learn more about the Enhanced PPO Plan.

Key features

All three medical plans offer:

Comprehensive, affordable coverage

for a wide range of health care services. Tip: If you need extra protection from large or unexpected medical expenses, consider enrolling in additional supplemental medical coverage.

Broad network coverage

that in most cases includes your current provider and preferred health care facilities.

100% coverage for in-network preventive care,

such as annual physicals, recommended immunizations, and routine cancer screenings. See more covered preventive services.

Prescription drug coverage

included with each medical plan. Prescription benefits are provided by Express Scripts (ESI) for BCBS and Aetna medical plans and by Kaiser Pharmacy for the Kaiser medical plans.

Financial protection

through annual out-of-pocket maximums that limit the amount you’ll pay each year.

Get to know your plan

Save money

Learn how to be a savvy health care consumer.

Access health resources

Get help from a variety of health care services

Plan Comparison

Below are the in‐network coverage details for your Motorola Solutions medical coverage. For more information, including your 2027 premium costs and out-of-network coverage details, visit the Motorola Solutions Benefits Center beginning Nov. 16.


 Standard HDHP (formerly the $4,100 Deductible Plan)
 Enhanced HDHP (formerly the $2,650 Deductible Plan)
 Standard PPO Plan (formerly the $1,650 Deductible Plan)
HSA-eligible Yes Yes No
True family* No Yes No
Preventive care Covered at 100% in-network, so you pay nothing
Deductible (In-/Out-of-Network)
  • Single
  • Family

     

    • $4,250/$8,500
    • $8,500/$17,000

     

    • $2,800/$5,600
    • $5,600/$11,200

     

    • $1,800/$4,500
    • $3,600/$9,000
    Out-of-Pocket Maximum (In-/Out-of-network)
    • Single
    • Family



      • $8,150/$16,300
      • $16,300/$32,600



      • $5,600/$11,200
      • $11,200/$22,400



      • $5,400/$10,800
      • $10,800/$21,600
      Coinsurance You pay 30%, plan pays 70% You pay 20%, plan pays 80% You pay 20%, plan pays 80%
      Office visit (primary care/specialist) You pay 30% after deductible You pay 20% after deductible You pay 20% after deductible
      Emergency room visit You pay 30% after deductible You pay 20% after deductible You pay 20% after deductible
      Prescriptions (In-network)
      Retail – 30-day supply
      • Generic
      • Formulary
      • Nonformulary
      		 30% after deductible (deductible waived for Preventive Maintenance) 20% after deductible (deductible waived for Preventive Maintenance)
      • 30% ($20/min. $40/max.)
      • 30% ($50/min. $100/max.)
      • 45% ($80/min. $160/max.)
      Mail order – 90-day supply
      • Generic
      • Formulary
      • Nonformulary
      		 You pay 30% after deductible (deductible waived for Preventive Maintenance) You pay 20% after deductible (deductible waived for Preventive Maintenance)
      • 30% ($50/min. $100/max.)
      • 30% ($125/min. $250/max.)
      • 45% ($200/min. $400/max.)

      *See Know the term: true family below for details.

      Note: Prescription costs apply to both the deductible and out-of-pocket maximum for the Standard HDHP and Enhanced HDHP Plans. For the Standard PPO Plan, prescription costs apply only to the out-of-pocket maximum. For complete information, including your 2027 premium costs and out-of-network coverage details, visit the Motorola Solutions Benefits Center beginning Nov. 16. For 2026 cost and coverage details, visit Aptia365.

      Hawaii and Guam offer different carriers and plans

      Employees in Hawaii have HMSA as their carrier. HMSA offers different plan designs than those listed above. Please refer to the Summary of Benefits and Coverage (SBC) for details on this plan. Employees in Hawaii, Guam and all other areas will also be able to see their location-specific plan designs, including premium costs and out-of-network coverage details, when enrolling.

      Know the term: true family

      The Standard PPO Plan has a true family deductible and out-of-pocket maximum when you elect BCBS or Aetna as your carrier. This means:

      • The entire family deductible must be met before benefits begin for any one individual family member. There is no “individual deductible” when you have family coverage.
      • The entire family out-of-pocket maximum must be met before the plan will pay the full cost of covered services for any one individual family member. There is no “individual out-of-pocket maximum” when you have family coverage.
      • With a true family deductible, just one individual family member could potentially pay all of the deductible before the plan begins to pay benefits.

      Standard HDHP and Enhanced HDHP Plans

      How the Standard HDHP and Enhanced HDHP Plans work

      • You receive in-network preventive care at no cost. This includes annual physicals, immunizations, and recommended screenings.
      • You pay for your initial medical and prescription costs until you meet your annual deductible. Remember, you can contribute to your HSA on a before-tax basis to help pay for your out-of-pocket costs.
      • Once the deductible is met, you’ll pay a percentage of your covered medical expenses through coinsurance.
      • If your share of medical expenses reaches the out-of-pocket maximum, then the plan pays 100% of your eligible expenses for the rest of the year.
      • Keep in mind: The Enhanced HDHP has a true family deductible and out-of-pocket maximum when you elect BCBS or Aetna as your carrier. This means:
        • The entire family deductible must be met before benefits begin for any one individual family member. There is no “individual deductible” when you have family coverage.
        • The entire family out-of-pocket maximum must be met before the plan will pay the full cost of covered services for any one individual family member. There is no individual out-of-pocket maximum when you have family coverage.
        • With a true family deductible, just one individual family member could potentially pay all of the deductible before the plan begins to pay benefits.

      Keep in mind: You pay nothing for in-network preventive care – it’s covered in full.

      *With the Enhanced HDHP, coinsurance for any person covered under a family plan begins only after the entire family deductible has been met.

      Standard PPO Plan

      How the Standard PPO Plan works

      • You receive in-network preventive care at no cost. This includes annual physicals, immunizations, and recommended screenings.
      • You pay for your initial medical costs until you meet your annual deductible.
      • You pay a percentage of all your prescription costs; the deductible does not apply.
      • Once the deductible is met, you’ll pay a percentage of your covered medical expenses through coinsurance.
      • If your share of expenses reaches the out-of-pocket maximum, then the plan pays 100% of your eligible expenses for the rest of the year.

      Use the Standard PPO Plan wisely

      Here are ways to make the most of your plan all year long.

      • Track your stats. Log in to your carrier’s website to see how much of your deductible you’ve met, review claims, and more.
      • Pair it with a Health Care FSA. If you enroll in the Health Care FSA when enrolling in the Standard PPO Plan, you can set aside before-tax dollars to help pay for your out-of-pocket costs.
      • Be cost-conscious. Visit your carrier’s website to search for in-network providers and use the tools to compare costs for medical services.

      Point Solutions

      The following specialized care programs are available to Blue Cross Blue Shield and Aetna members:

      Sword Health

      Start your journey to living pain free at home with Sword, a digital physical therapy program for back, joint and muscle pain that you can do from the comfort of your home, or anywhere. Sword is available to eligible members as part of your health plan benefits.

      Sword also includes:

      • Bloom, an innovative digital pelvic therapy solution for women in all stages of life including pregnancy, postpartum, and menopause. It is designed to address pelvic dysfunctions such as bladder leakage, bowel issues, and pelvic pain.
      • Move, a whole-body movement solution that helps you address low levels of pain before it worsens, avoid injuries, and enhance overall physical health. Move matches you with a dedicated Physical Health Specialist that designs targeted movement plans tailored to your lifestyle, job function, pain history, and health goals.

      Click here to learn more or click here to register.

      Carrum Health

      For orthopedic surgery, Carrum Health makes it easier and less expensive to get the best possible care. Carrum Health works with surgeons considered the top in their field, based on the best outcomes and bedside manner. You can rest assured you'll be in the best of hands. Covered procedures include knee, hip, shoulder, and spine surgeries and more.

      In addition to orthopedic surgeries, Carrum Health will also help employees and dependents access cancer care at far less cost. Carrum Health provides access to premier cancer specialists who provide expert medical opinions and tailored treatment plans that work best for you.

      Click here to learn more or click here to register.

      Virta

      Virta is your guided nutrition program to lower blood sugar, reverse diabetes, and transform your health—available at $0 cost to you. Personalized and flexible to your lifestyle, learn to eat foods that are right for you. No injections, fad diets, or extra gym visits necessary.

      Get ongoing, expert support from Virta, including:

      • One-on-one health coach and medical provider
      • Digital weight scale and connected meter that syncs with your phone
      • Personalized nutrition plan backed by clinical research

      The Virta benefit is available at $0 cost to those who are eligible. Watch this video to learn more or visit go.virta.com/motorolasolutions.

      *Reversal on Virta is defined by reaching HbA1c below 6.5% without the use of diabetes medications beyond metformin. Diabetes and related issues can return if lifestyle changes are not maintained.

      Prescription Drugs

      When you enroll in a Motorola Solutions medical plan through Aetna or BCBS, you will automatically receive prescription drug coverage through Express Scripts (ESI). Kaiser Pharmacy administers these benefits for members of Kaiser’s plans.

      Drug tiers

      The cost of your prescription drugs under each medical plan depends on the tier of the medication:

      Generic drugs contain the same active ingredients as their brand-name equivalents and meet the same federal standards for safety, but typically cost significantly less.

      Generic

      Formulary drugs are brand-name medications that are favored by a prescription plan based on drug effectiveness and cost.

      Formulary

      Nonformulary drugs are brand-name medications that are not on a prescription plan's formulary based on drug effectiveness and cost. They may be covered, require prior authorization and cost more out-of-pocket.

      Nonformulary

      Save time and money

      The cost of prescription drugs is rising faster than many other health care services and supplies. But, there are ways for you to save:

      Ask your doctor about generic medications.

      Generic medications are generally just as effective as brand-name medications, but they typically cost between 30% and 75% less.

      Fill prescriptions in three-month supplies.

      Through ESI, members may receive a three-month supply of eligible prescriptions at any in-network retail pharmacy.

      Use the mail order feature.

      For ongoing maintenance medications, the mail order prescription program through Express Scripts (ESI) provides added convenience and cost savings.

      Mail order

      If you regularly take medication to treat a chronic condition — such as an allergy, heart disease, high blood pressure, or diabetes — you can take advantage of the mail order program.

      Why use mail order?

      • Prescriptions are shipped free — no waiting in line at the pharmacy.
      • You save money with a reduced cost for a three-month supply.
      • You can set up automatic refills.

      Cut the cost of your prescriptions with Rx Savings Solutions (RxSS)

      Motorola Solutions works with RxSS to help you manage the rising cost of prescription drugs. This free and confidential service connects with your Motorola Solutions health plan to show you all the lower-cost options you have for your medications.

      Even if your household isn't taking prescriptions, activating your account can set you up for savings in the future. Share RxSS with family members on your health plan so everyone will know if they can be paying less.

      Activate your RxSS account

      How it Works:

      1. RxSS doesn't replace your Express Scripts prescription plan; it's an additional program designed to help you and your family save money.
      2. Your online account lets you compare prices and see all your options. It will automatically list any medications you've filled so you can easily manage everything from one place.
      3. RxSS will contact you when you're spending too much on medications you're currently taking or new ones you're prescribed in the future.
      4. Switching to a more affordable prescription is easy. RxSS can work with your doctor to get their approval on any changes that will save you money.
      5. RxSS has a team of certified pharmacy technicians ready to help you start saving. Simply give them a call at 1-800-268-4476 for a one-on-one consultation.

      Activate your account today to get started or visit rxss.com/members to learn more and find answers to frequently asked questions.

      For questions, call RxSS at 1-800-268-4476 or email support@rxss.com.

      Tools & Resources

      Take advantage of these valuable resources to better manage your health and financial well-being.

      Medical Plan Tools – Once you are enrolled, use the appropriate link below to log in and find a doctor, compare costs, manage claims and more.

      Prescription tools – Order or refill prescriptions, sign up for mail order, and more.

      HSA/FSA tools – Manage your Health Savings Account or Health Care Flexible Spending Account online.

      • TRI-AD – explore your HSA, FSAs and commuter spending accounts

      Summary plan descriptions – Find all the details of your medical plan coverage.