Welcome to your 2025 benefits
Enroll for your 2025 benefits Oct. 21 – Nov. 1, 2024
At Motorola Solutions, we're committed to supporting your total well-being while also delivering value for you, your family, and the company.
From your family to your budget, your doctors to your health goals — everything about you is unique. That’s why we partner with Aptia365 — an online benefits platform that offers a choice of benefits, plus tools and information to put you in charge of your health and your benefits.
Visit the Virtual Benefits Fair
Explore all the benefits we offer and find helpful resources through the virtual benefits fair. You can interact with each booth to review benefit provider resources and easy-to-access contact information. Visit here.
With Aptia365, you receive:
- A simple way to shop for your benefits.
- A thoughtful selection of best-in-class options to personalize your coverage.
- Built-in decision support and resources to guide you through enrollment and throughout the year.
- Accurate cost transparency tools to determine which benefits offer the best value.
- Personalized advice from licensed benefits counselors to support making the right choices.
- Ongoing education to help you get the most from your benefits.
- Tools and tips to support well-being in all areas of your health, wealth and life.
Do I need to enroll?
You must take action by Nov. 1 if you want to do any of the following for 2025:
- Make changes to your current coverage
- Add, change or remove covered dependents
- Use a Health Care Flexible Spending Account (FSA) or Dependent Care FSA
- Contribute to a Health Savings Account (HSA)
- Contribute to a Commuter Spending Account
Your other elections will automatically roll over to 2025. Remember that you cannot make changes outside the Open Enrollment period unless you experience a qualified life event, so consider your options carefully before you enroll.
Note: While your current HSA and commuter contributions will not carry over to 2025, you may make changes to these elections at any time during the year.
What's changing for 2025?
- Medical premiums will increase slightly (as will Motorola Solutions' costs).
- Deductibles and out-of-pocket maximums will increase in several of our medical plans:
| |
$1,250 Deductible Plan (formerly the $900 Deductible Plan) |
$2,250 Deductible Plan (formerly the $1,850 Deductible Plan) |
$3,750 Deductible Plan (formerly the $3,200 Deductible Plan) |
|---|---|---|---|
| Deductible (single/family) | $1,250/$2,500 | $2,250/$4,500 | $3,750/$7,500 |
| Out-of-Pocket Maximum (single/family) | $5,000/$10,000 | $4,500/$9,000 | $7,500/$15,000 |
Note: If you take no action during Open Enrollment, your current medical plan election will carry over to 2025 with the new deductible/out-of-pocket maximum. For example, if you are currently enrolled in the $900 Deductible Plan and take no action, you will be enrolled in the $1,250 Deductible Plan for 2025.
- The prescription drug minimums and maximums will increase in the $1,250 Deductible Plan:
| |
Retail (30-day) |
Mail Order (90-day) |
|---|---|---|
| (In-Network and Out-of-Network) | ||
| Generic (single/family) | $30% ($20 min / $40 max) | 30% ($50 min / $100 max) |
| Formulary (single/family) | 30% ($50 min / $100 max) | 30% ($125 min / $250 max) |
| Non-formulary/Specialty (single/family) | 45% ($80 min / $160 max) | 45% ($200 min / $400 max) |
- We're introducing new programs help you manage your health — watch for more details early next year:
- Virta, a new, personalized nutrition therapy and telehealth program designed to reverse type 2 diabetes, help lower blood sugar and safely deprescribe unwanted medications
- Carrum Health will now help eligible employees and their dependents access cancer care at far less cost — as well as continuing to help with surgical care.
Benefit options
Medical Plans
|
The medical plans include a range of deductibles and premiums. You can elect the $3,750, $2,250 or $1,250 Deductible Plan, provided by your choice of BlueCross BlueShield (BCBS), Cigna or in some states Kaiser. Employees earning less than $60,000 can also elect the $500 Deductible Plan. Note: Employees in Hawaii have different carrier and plan options than those listed above. Please refer to this PDF for details on this plan. |
| Prescription Drug coverage | Prescription Drug coverage is automatically included when you enroll in a Motorola Solutions medical plan. Express Scripts (ESI) administers these benefits for members of BCBS or Cigna plans. Employees enrolled in the Kaiser medical plans receive coverage through Kaiser Pharmacy. |
| Supplemental Medical Plans | You may choose any combination of the following: critical illness, accident, and hospital indemnity insurance. |
| Aptia365 HUB | You may enroll in this voluntary benefit for year-round access to personal health advocacy services, price comparison tools, physician performance ratings, and expert medical opinions. |
| Dental and Vision Plans | Choose from basic or enhanced dental and vision options. |
| Health Savings Account (HSA) | If you enroll in the $3,750 or $2,250 Deductible plan, you will be eligible to open and contribute money to an HSA. You can use this account to pay for eligible health care expenses. |
| Flexible Spending Accounts (FSAs) | If you enroll in the $1,250 Deductible plan, or if you waive medical coverage, you will be eligible to enroll in a Health Care FSA. You can use this account to pay for eligible health care expenses.
If you enroll in an HSA, you may also enroll in a Combination (Limited Purpose) FSA, which works together with the HSA for additional tax savings. All employees may enroll in a Dependent Care FSA, which you can use to pay for eligible expenses related to child and elder care. Additionally, transit (Commuter Spending) and other reimbursement programs are available. |
| Life and Accidental Death and Dismemberment (AD&D) | You have automatic company-paid Basic Life and AD&D coverage, with the option to purchase Supplemental Life and AD&D coverage for yourself and your dependents. |
| Disability | Our Short-Term and Long-Term Disability benefits help support you financially if you need to take time away from work due to an injury or disability. |
| Voluntary Benefits | You also have options such as home and auto insurance, legal services, identity theft protection, and pet insurance. |