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Your 2026 Benefits

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Welcome to your 2026 benefits

Enroll for your 2026 benefits Nov. 17 – 28, 2025

At Motorola Solutions, we're committed to supporting your total well-being while also delivering value for you, your family, and the company.

From your family to your budget, your doctors to your health goals — everything about you is unique. That's why we partner with Aptia365 — an online benefits platform that offers a choice of benefits, plus tools and information to put you in charge of your health and your benefits.

Action required! You must enroll for 2026 benefits

You must take action during Open Enrollment Nov. 17 – 28, 2025 if you want to choose your medical carrier for 2026. If you do not take action and are currently enrolled in a medical plan, you will be automatically enrolled in that same plan (with an increased deductible) but with the optimal carrier for your state of residence—either Aetna or Blue Cross Blue Shield of Illinois (BCBSIL). Please note that this may be a different medical carrier from the one in which you are currently enrolled.

Your state's optimal medical carrier is the one that offers the best network coverage and discounts, resulting in lower costs for both you and Motorola. Aetna is the optimal carrier for Alaska, California, Delaware, Florida, Illinois, Kansas, Nebraska, New Jersey, Utah and Vermont. BCBSIL is the optimal carrier for all other states. Be sure to compare the plans and carriers available to you in 2026 and select the one that's best for your and your family's needs.

You must also take action during Open Enrollment if you want to:

  • Confirm, change or update any benefit elections.
  • Add or remove dependents.
  • Contribute to a Health Savings Account (HSA), Flexible Spending Account (FSA), or Commuter Spending Account in 2026. Your current election amount will not roll over into 2026.

    • Note: If you currently have coverage through Kaiser Permanente, Cigna Global (expat/inpat plans) or Hawaii Medical Service Association, you will keep your current carrier as long as you still live in a location where that carrier is available.

    Visit the Virtual Benefits Fair

    Explore all the benefits we offer and find helpful resources through the virtual benefits fair. You can interact with each booth to review benefit provider resources and easy-to-access contact information. Visit here.

    With Aptia365, you receive: 

    • A simple way to shop for your benefits.
    • A thoughtful selection of best-in-class options to personalize your coverage.
    • Built-in decision support and resources to guide you through enrollment and throughout the year.
    • Accurate cost transparency tools to determine which benefits offer the best value.
    • Personalized advice from licensed benefits counselors to support making the right choices.
    • Ongoing education to help you get the most from your benefits.
    • Tools and tips to support well-being in all areas of your health, wealth and life.

    How much will I pay for benefits coverage?

    See this benefits summary for details. For COBRA costs, click here.

    What's changing for 2026

    Medical carrier changes

    Effective January 1, 2026, we will no longer offer Cigna as a medical carrier and will introduce Aetna as a new medical carrier. Our recent evaluation of medical carriers showed that Aetna offers more innovative care options and will help lower costs for you and your dependents.

    If you are currently enrolled in a Cigna plan, you can choose to enroll in either Aetna or Blue Cross Blue Shield of Illinois (BCBSIL) for 2026. To check if your current providers are in-network under either carrier, use the instructions below:

    Transition of care

    If you are moving to a new medical carrier for 2026, use the instructions above to check to see if your current provider will still be in-network. If your provider will no longer be in-network and you have questions about ongoing care, you can contact your new carrier for additional assistance (see phone numbers below).

    You may be eligible for continued coverage at the current benefit level for a period of time if you are in an active course of treatment and your provider will be out of network starting January 1, 2026. An active course of treatment means you have begun a program of planned services with your doctor to correct or treat a diagnosed condition. An active course of treatment covers a certain number of services or period of treatment for special situations. For more information, contact Aetna at (833) 896-1987 or BCBSIL at (855) 804-3639.

    Medical plan changes

    Deductibles and out-of-pocket maximums will increase in several of our medical plans:


    		 $1,650 Deductible Plan (formerly the $1,250 Deductible Plan)
    		$2,650 Deductible Plan (formerly the $2,250 Deductible Plan)
    		$4,100 Deductible Plan (formerly the $3,750 Deductible Plan)
    Deductible (single/family)

    $1,650/$3,300

    $2,650/$5,300

    $4,100/$8,200
    Out-of-Pocket Maximum
    (single/family)

    $5,200/$10,400

    $5,300/$10,600

    $8,150/$16,300

    Benefit options

    Medical Plans
    • $4,100 Deductible Plan
    • $2,650 Deductible Plan
    • $1,650 Deductible Plan
    • $500 Deductible Plan for Employees Earning Less than $60,000

    The medical plans include a range of deductibles and premiums. You can elect the $4,100, $2,650 or $1,650 Deductible Plan, provided by your choice of BlueCross BlueShield (BCBS), AetnaChoice POS II or in some states Kaiser.

    Employees earning less than $60,000 can also elect the $500 Deductible Plan.

    Note: Employees in Hawaii have different carrier and plan options than those listed above. Please refer to this PDF for details on this plan.

    Prescription Drug coverage Prescription Drug coverage is automatically included when you enroll in a Motorola Solutions medical plan. Express Scripts (ESI) administers these benefits for members of BCBS or AetnaChoice POS II plans. Employees enrolled in the Kaiser medical plans receive coverage through Kaiser Pharmacy.
    Supplemental Medical Plans   You may choose any combination of the following: critical illness, accident, and hospital indemnity insurance.
    Aptia365 HUB You may enroll in this voluntary benefit for year-round access to personal health advocacy services, price comparison tools, physician performance ratings, and expert medical opinions.
    Dental and Vision Plans Choose from basic or enhanced dental and vision options.
    Health Savings Account (HSA) If you enroll in the $4,100 or $2,650 Deductible plan, you will be eligible to open and contribute money to an HSA. You can use this account to pay for eligible health care expenses.
    Flexible Spending Accounts (FSAs) If you enroll in the $1,650 Deductible plan, or if you waive medical coverage, you will be eligible to enroll in a Health Care FSA. You can use this account to pay for eligible health care expenses.

    If you enroll in an HSA, you may also enroll in a Combination (Limited Purpose) FSA, which works together with the HSA for additional tax savings.

    All employees may enroll in a Dependent Care FSA, which you can use to pay for eligible expenses related to child and elder care.

    Additionally, transit (Commuter Spending) and other reimbursement programs are available.
    Life and Accidental Death and Dismemberment (AD&D) You have automatic company-paid Basic Life and AD&D coverage, with the option to purchase Supplemental Life and AD&D coverage for yourself and your dependents.
    DisabilityOur Short-Term and Long-Term Disability benefits help support you financially if you need to take time away from work due to an injury or disability.
    Voluntary Benefits You also have options such as home and auto insurance, legal services, identity theft protection, and pet insurance.